Welfare Schemes Welfare Schemes

FINANCIAL ASSISTANCE FOR EX-SERVICEMEN IN PENURY

Background

In 1981, a financial assistance of Rs 100/- per month for a period of two years was introduced for non-pensioner ESM/their widows on attaining the age of 65 years. This amount was subsequently revised by the Management Committee of AFFD Fund to Rs 500/- pm for two years in 2007, with an additional one-time grant of Rs 30,000/- at the age of 70/75 years. The scheme was simplified and revised to a monthly grant of Rs. 1,000/- per month per beneficiary for life time in Oct 2011 and wef 01 Apr 2017, the amount has been increased to Rs 4,000/- per month (Paid Annually) per beneficiary, for life time.

Aim

The aim of this aid-gratis Penury grant was to provide a measure of relief to destitute non-pensioner ESM up to rank of Hav/equivalent and their widows.

Eligibility Conditions

The eligibility criteria for availing financial assistance under this scheme are as follows:-

  • (a) Must be a non-pensioner ESM or his widow.
  • (b) Should be of rank Havildar/equivalent from the Navy/AF and below.
  • (c) The ESM/widow should be 65 years of age on 01 Apr of the Financial Year in which applying.
  • (d) After demise of ESM who was already availing the Penury Grant, his widow is eligible for Penury grant irrespective of her age at the time of the death of ESM. Therefore, in such cases, the condition of Widow to have attained the age of 65 years in not applicable

Document Required

Login to the web portal of KSB, and apply for the Penury Initial application. Scanned image of the following documents must be uploaded on the system (The size of the image in terms of MB has been mentioned online):-

  • (a) Service Document/Discharge Book of ESM (Mandatory to upload all pages of Discharge Book in a sequential manner without missing any pages and without any alterations). The pages uploaded must be in legible condition. Any cutting/overwriting in discharge book must be authenticated by the DSWO. Signatures and Stamp marks of any other authority except DSWO will render the entry null and void.
  • (b) Age proof, if date of birth not given in the Service Document / Discharge Book.
  • (c) Identity Card of ESM / Widows issued by ZSB.
  • (d) First page of Bank Pass book and a cancelled cheque in case details of Bank A/c Number, IFS Code and account holder’s personal particulars are not given in first page of Bank Pass book.
  • (e) A Self Declaration Certificate for "Nil Income” should be uploaded on the website. Format is available below.

Certificate To Be Rendered By ZSWO While Recommending Online Application.

(a) Following uploaded original documents by ESM/ Widow are to be personally checked and verified by ZSWO prior to recommending the application:-

  • (i) Service Document/Discharge Book of ESM (Mandatory to upload all pages of Discharge Book in a sequential manner without missing any pages and without any alterations). The pages uploaded must be in legible condition. Any cutting/overwriting in discharge book must be authenticated by the DSWO. Signatures and Stamp marks of any other authority except DSWO will render the entry null and void.
  • (ii) Age Proof of applicant.
  • (iii) Attested copy of ESM/ Widow Identity Card.
  • (iv) Bank documents.
  • (v) Self Declaration Certificate for NIL INCOME.
(b) ZSWO should confirm that the information furnished by the applicant online is correct as per the original documents uploaded with the application. Hence, case is recommended.

Renewal Application

For subsequent grant, after initial penury grant has been awarded, the beneficiary should login to the website, apply for Penury Renewal, and submit a life certificate online, duly countersigned by respective ZSWO, between 01 Dec and 31 Mar of current financial year. Life Certificate should be signed only by ZSWO. It may be noted that the financial assistance is non-transferable and will cease automatically upon death of the ESM or widow. After expiry of ESM, his widow will have to apply afresh for financial assistance under penury. Before applying for Penury Initial the Widow is required to update the Column "Who are you” as "Widow” and "Date of Death” of ESM in the Profile Page.

Application by Widow whose husband was in receipt of Penury Grant

Widow, whose husband was in receipt of Penury Grant, there is no requirement of fresh registration by the widow. The widow can apply for the Initial Penury Grant by using the Husband's KSB account and editing "Who are you” as "Widow”, entering "Date of Death” of ESM in the Profile Page and editing other detail. Age limit of 65 years of age, is not applicable in such cases. For subsequent grant, the procedure given in preceeding paras may be followed for Penury Renewal.

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